Types of Loans
Just like supermarkets, there are many types of loans on offer. We can help you navigate your way through the good, the bad and the ugly.
Check out the types of loans below and contact us to find out which ones might suit you and your situation.
. First Home Buyer - 100% Loans
· Investment Loan
Investment properties can be great for building wealth. They can provide security, capital growth and rental income. But every investor's circumstances are different. That's why Headstart Property Finance has a wide range of investment loans to choose from
· Line of Credit
· Low Doc Loan
A lo-document loan or lo-doc loan for short. This type of loan caters mainly for self-employed borrowers who are unable to provide full financial statements and other evidence of their income. For many self-employed people, the biggest barrier to buying a home is gathering all the documents necessary to qualify for a home loan. In most cases, self-employed applicants must provide several years of tax returns, financial reports and/or pay slips. This can be very time consuming and costly.
· No Doc Loan·
However with a no-document home loan (or no-doc loan for short), applicants simply fill out an income declaration form stating their income and assets. This process is called self-verification
· Development Finance
Headstart Property Finance can provide finance to fund small duplex residential developments to larger land subdivisions.
· Construction Loan
If you're building a new home or renovating, this loan will help reduce interest payments during the first year of construction. 5 progressive payments are made at different stages directly to your builder. As you are not drawing down on the full amount of the loan immediately, interest payments are minimized.
· Commercial Property Loan
Headstart Property Finance offers commercial loan finance solutions tailored to your needs from a choice of Australia's top commercial lenders. We can provide commercial loan finance for most commercial property transactions from the simple to the complex
· Business Loan
Headstart Property Finance will take you through everything you need to do to apply for a business loan, Whether you are looking at securing it against residential or commercial property or are looking fro an unsecured business loan we can help.
· Equipment Loan
Equipment finance is the smart way to acquire the equipment you need, without dipping into your cash reserves. And when we say equipment, we mean almost anything. A garbage truck? An aircraft? Wheel loader? Gaming machines? Office fitout? Portable building? Or a new production line? No problem
· Car Leasing
· Debt Restructure/ Consolidation
· Refinancing
. Fixed Rates
. Variable Rates
